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Credit card debt consolidation and credit card refinancing require using a new loan to pay back your current stability. This does not get rid of personal debt, but replaces a single credit card debt with another. Even though own loan prices commonly are lessen than charge card interest charges, you might shell out extra in origination costs and curiosity around the lifetime of the loan based on other loan phrases. Make sure you check with a money advisor to find out if refinancing or consolidating is best for you.
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